Quotes
Most quotes will need to be requested through the insurance quote email. A best practice is to use the Quick Quote Fact Finder (if your client has completed the pre-screen there is no need to complete the health questions).
One America has made it easy and fast to quote their products. This is a great way to ballpark a case for client discussion or even to close the sale as you can move from this quote directly to the Quick Ticket application. The link to run quotes is also available on our Resources page. If you need an overview of the One America product line please review this Producer Guide or call Kelle at 813-387-4616.
Application Process
We strongly encourage you to utilize the Kelle App or LTCI Partnership application service for LTC cases. However, some advisors prefer to complete applications so the following information is provided. Below is a list of the various LTC carriers and their application option. For more information about completing electronic applications please refer to the training called Submitting Business through IFP Insurance Group.
| Carrier | Electronic or Paper | Where to find | Tips and Tricks |
|---|---|---|---|
| Mutual or Omaha or Transamerica | Partner Application through LTCI partners* | This is arranged through Kelle. | Provide final illustration selected and see information gathering sheet linked below table. |
| American General, Axa, John Hancock, Nationwide | Electronic - iGo e-App | Any page in the Advisor Center on our web page. Lower left hand side | Review training for Submitting Business on our training page. These applications will be listed by carrier and then by their base product (UL or IUL) |
| Lincoln MoneyGuard | Paper Application | Forms engine | In the forms engine search for Lincoln with a product type of Universal Life and MoneyGuard II as the product. This application is a quick ticket process. |
| Mass Mutual | Paper Application | contact Kelle | |
| One America | Electronic Quick Ticket through iGo e-Apps | Any page in the Advisor Center on our web page. Lower left hand side | Be sure to select Asset Based LTC Whole Life or Asset Based LTC Annuity |
| Nationwide CareMaters | Electronic - iGo e-App | Any page in the Advisor Center on our web page. Lower left hand side | Select Life/LTC as the Product type. |
| Nationwide Second-to-die UL with LTC Rider | Paper Application | Forms Engine | Search under Nationwide with a product type of Survivorship Univeral Life. |
| Securian (formerly Minnesota Life) | Electronic - iGo e-App | Any page in the Advisor Center on our web page. Lower left hand side | Review training for Submitting Business on our training page. These applications will be listed by carrier and then by their base product - select SecureCare UL** |
| * LTCI Partners will schedule and complete applications for traditional LTC. We HIGHLY recommend this service as applications can be more than 40 pages. All applications except traditional LTC insurance qualify for the Kelle App service. Kelle will call the client, complete the application, acquire signatures and submit. ** Still in the approval state in some areas. |
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Kelle App and LTCI Partnership Applications
For all LTC applications other than traditional LTCI, the Kelle App service is available. Please provide Kelle with the final illustration you and your client have agreed on. Next provide a link to Kelle’s calendar to your client. Once the client has scheduled their application you will be notified by email. Kelle will then handle everything up to the submission of the case.
For traditional applications through LTCI Partners please provide the final illustration along with this information form. Kelle will work with LTCI Partners to get the application scheduled, completed and submitted.
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